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Privacy Policy
FACTS   WHAT DOES LUFKIN FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account Balance and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers member's personal information; the reasons Lufkin Federal Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does LUFKIN Federal Credit Union share? Can you limit this sharing

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes
No

For our marketing purposes — to offer our products and services to you

Yes
No
For joint marketing with other financial companies
No
We don't share

For our affiliates’ everyday business purposes — information about your transactions and experiences

No
We don't share

For our affiliates; everyday business purposes — information about your creditworthiness

No
We don't share
For nonaffiliates to market to you  
No
We don't share
QUESTIONS Call 936-632-4397 or go to www.lufkinfcu.com

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WHO WE ARE
Who is providing this notice? LUFKIN FEDERAL CREDIT UNION
WHAT DO WE DO
How does LUFKIN FCU Protect personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does LUFKIN FCU collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use credit or debit cards
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • We have no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies

  • We do not share information with non affiliates
Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.

  • We do not joint market
Other Important Information

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