Lufkin Federal Credit Union

Loan Rates

Current Loan Rates for January 2004

New Auto Loans:

72 months	rate as low as	6.00%***
60 months	rate as low as	6.00%***

Used Auto Loans:

Year Models 2004-03	60-54 months	rate as low as	6.50%***
Year Models 2002-99	48-42 months	rate as low as	6.50%***
Older Year Models	36 months	rate as low as	8.00%***

Boats, Campers, RV's:

New-Motor Homes over $20K	72 months	rate as low as	7.00%***
New	60 months	rate as low as	7.00%***
Used	48 months	rate as low as	8.00%***

Motorcycles, Jet Skis, 4-Wheelers, & Farm Equipment:

New (Farm Equipment)	60 months	rate as low as	8.00%***
New (Motorcycles, Jetskis,4 Wheelers)	48 months	rate as low as	8.00%***
Used	36 months	rate as low as	8.00%***

Signature, Unsecured Line of Credit:

36 months	rate as low as	11.00%***
48 months	rate as low as	11.50%***
60 months Over $5,000	rate as low as	12.00%***

Stock Certificate Secured Loan:

60 months	rate as low as	11.25%***

Share Certificate Secured Loan:

60 months	2.00% above current dividend rate

VISA

Base Rate	9.90%***
Share Secured	9.50%***

Click here for the compound interest calculator or click here for the APR calculator.

First Mortgage - call for rates

Mobile Home with land - ARM - 15 years - Prime + 2.5% with 2/6 caps

Home Equity & Lot/Land*
15 year ARM - Line of Credit - rates as low as - Prime + 1% with 2/5 caps (minimum 5%)***
Fixed - 6 year balloon - (15 year amortization) - rate as low as - Prime + 2%***

*On Home Equity & Lot/Land Loans over 90% LTV add 1.5% to total rate
***All rates listed are the best possible rates available. All rates are based on credit qualifications with the exception of Certificate and Share secured rates. Rates are subject to change without notice.

For more detailed information on our loan rates, please call a loan officer at Coosa Valley Federal Credit Union